1. Ƙirƙiri Credifi Account

→ Je zuwa Credifi.
→ Yi signup domin ƙirƙirar account.

Za ka iya amfani da:

• Email
• Phone number
• Social login
• Supported crypto wallet

→ Kammala registration ɗinka.

💡 Za ka iya ƙara wallet daga baya lokacin da kake duba eligibility ɗinka na credit.

2. Duba Ko Ka Cancanci Credit

→ Zaɓi hanyar verification da ta dace da profile ɗinka.

→ Haɗa wallet domin Credifi ya iya duba onchain activity ɗinka.

→ Idan onchain activity bai isa wajen qualification ba, za ka iya ci gaba da bank verification.

→ Standard route yana buƙatar U.S. bank account da kyakkyawan credit history.

→ Idan kana amfani da Ethos Network, samun Ethos Credibility Score na 1,800+ na iya buɗe wata hanya ta daban da za ta iya ba ka damar samun har zuwa $3,000, ba tare da collateral, liquidation ko KYC ba.

💡 Bank verification a halin yanzu yana samuwa ne kawai ga users a Amurka. Credifi bai bayyana wani ƙarin geographic requirement na Ethos route ba.

3. Tabbatar da Financial Profile ɗinka

→ Kammala verification process da ake buƙata bisa hanyar da ka zaɓa.

→ A standard route, preliminary screening ta Credit Karma tana amfani da 680 credit-score threshold kafin Credifi ya yanke shawarar ci gaba da bureau report da bank-data review.

→ Idan kana amfani da iPhone, za ka iya amfani da Credifi iOS app.

→ A desktop, za ka iya amfani da Credifi Secure Verification extension akan Chrome, Edge ko Brave.

💡 Verification ɗin yana amfani da soft credit check, don haka ba ya shafar credit score ɗinka.

⚠️ Samun nasara a preliminary check ba ya tabbatar da cewa za a amince da rance ba, ko adadin rancen, pricing ko final terms.

4. Duba Loan ɗinka kuma Kammala Tsarin

→ Idan an amince da application ɗinka, duba interest rate da repayment terms kafin ka ci gaba.

→ A mataki na ƙarshe na loan flow, ƙarƙashin “Receive Loan”, shigar da referral code:

FBDRC5

→ Wannan yana tallafawa binciken AirdropAlert, kuma Credifi ya tabbatar cewa referrer zai iya samun $20 reward.

→ Ba a sanar da wani reward na musamman ga borrower ba.

→ Tabbatar cewa ka fahimci repayment conditions kafin ka kammala loan.

⚠️ Late ko missed payments na iya kaiwa ga major credit bureaus, wanda zai iya shafar credit score ɗinka da damar samun credit a nan gaba.

💡 Idan kana son lending maimakon borrowing, za ka iya tuntuɓar Credifi domin samun access da bayanan terms.

Tips for Maximizing Your Credifi Opportunity

Ka kammala profile ɗinka:
Cikakken account da verification na iya taimaka maka wajen amfani da available Credifi features.

Yi amfani da referral program:
Kowane registered user yana samun referral code, kuma referrals da suka yi amfani da code ɗinka na iya samar maka da $20 reward.

Kada ka ɗauki rance saboda airdrop kawai:
$CRDT airdrop ba a tabbatar da shi ba. Ka yi amfani da Credifi ne kawai idan kana da ainihin buƙatar credit kuma ka fahimci repayment terms.

Ka kula da credit score ɗinka:
Late ko missed payments na iya shafar credit history ɗinka, don haka ka tabbatar kana iya biyan rancen kafin ka karɓa.

Conclusion

Credifi yana kawo tsarin onchain credit wanda ke ba masu cancanta damar samun rance ba tare da crypto collateral ba. Platform ɗin yana haɗa traditional credit verification da DeFi liquidity, yayin da yake amfani da fasahohin kamar zkTLS da Trusted Execution Environments wajen kare bayanan kuɗi.

Game da airdrop, $CRDT ba a tabbatar da shi a hukumance ba, don haka damar airdrop tana nan a matsayin Potential/Speculative kawai. A halin yanzu, mafi tabbataccen reward ɗin da ake da shi shi ne $20 referral reward ga masu gayyatar sabbin users.